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Calculators for physicians who want their money to work as hard as they do

Six tools from the blog, in one place. Change the inputs, hover the charts, and see the numbers for your own situation.

Day 1 · from the blog

Clinic-hours calculator

Turn your clinical pay into an hourly rate and see how many clinic hours your passive income can buy back each year.

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Day 2 · from the blog

Dividend calculator

Project dividend income with monthly contributions, rising dividends and reinvestment.

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Day 3 · from the blog

Bitcoin vs. S&P 500 vs. gold

Compare Bitcoin, the S&P 500, gold and cash since 2010, measured in dollars, real dollars or ounces of gold.

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Day 4 · from the blog

Crossover calculator

Find the year your portfolio starts earning more than you can save from clinical work.

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Day 5 · from the blog

Inflation stress test

Stress-test a $1M portfolio against inflation and see how much the dollar has already lost.

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Day 6 · from the blog

Solo 401(k) calculator

Work out your 2026 Solo 401(k) room when you already defer at a W-2 job.

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